Oceana County property record for 124 N Lighthouse Dr, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.38 acres (104,102 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-460-022-00 |
| Primary APN | 006-460-022-00 |
|---|
| Lot Area | 104,102 sqft (2.38 acres) |
|---|
| Street Address | 124 N LIGHTHOUSE DR |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 124 N LIGHTHOUSE DR WD-L2001P35890 LIGHTHOUSE PLAT LOT 22 |
| Legal Subdivision | LIGHTHOUSE PLAT |
| Legal Lot Number | 22 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 11000 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1035 N THOMAS RD, BAD AXE, MI 48413-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2001 |
| Deed Sale | Dec 21, 2001 |
| Deed Book / Page | 2103 / 5890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 124 N LIGHTHOUSE DR, MEARS, MI 49436-9661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 N LIGHTHOUSE DR, MEARS, MI 49436-9661 |
| Document Number | 02026/2159 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 2026/2159 |
| Instrument | 202600000521 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 21, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 124 N LIGHTHOUSE DR, MEARS, MI 49436-9661 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/005461 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 2019/005461 |
| Instrument | 201900001925 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | KALAMAZOO, MI 49007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,300 (+35.18%) Land $344,300 | $688,600 (+35.18%) Land $688,600 | |
| 2025 | $3,856.00 (+2.47%) Homeowner's exemption | ||
| 2024 | $3,763.00 (-31.03%) | ||
| 2023 | $254,700 Land $254,700 | $509,400 (-) Land $509,400 | |
| 2022 | $5,456.00 | $509,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1997) |
| Most Recent Claim | Sep 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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