420 N Lighthouse Dr, Mears, MI 49436 Property Records

Oceana County property record for 420 N Lighthouse Dr, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	0.865 acres (37,718 sqft)
Owner	2 Individual Names on File
Tax Bill	$939 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-322-073-00`

Property Details

APN / Parcel Number

Primary APN	`006-322-073-00`

Exterior

Lot Area	37,718 sqft (0.865 acres)

Location & Zoning

Street Address	420 N LIGHTHOUSE DR
City	MEARS
State	MI
Zip	49436-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	420 N LIGHTHOUSE DR WD-L2013P21078 QC-L2013P21095 GOLDEN SANDS NO 2 LOT 73 & S 10 FT OF LOT 70 & ALSO UNDIV INT IN HILLSIDE P
Legal Subdivision	GOLDEN SANDS
Legal Lot Number	70-73
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1067
Census Tract	11000

Owner

Source: Oceana County records · APN 006-322-073-00

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3516 N PAULINA ST, CHICAGO, IL 60657-1227
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMAN BANK
May 04, 2021	Deed of Trust, Mortgage · Commercial Mortgage WATERMAN STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2013
Deed Sale	Sep 23, 2013
Prior Sale	Jan 20, 1997
Deed Book / Page	2013 / 21078
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	420 N LIGHTHOUSE DR, MEARS, MI 49436-9659
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/15992
Date	Jul 28, 2022
Book Page	2022/15992
Instrument	202200004548

Lender

Name	WATERMAN BANK
Type	Bank
Address	06056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	420 N LIGHTHOUSE DR, MEARS, MI 49436-9659
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/11646
Date	May 04, 2021
Book Page	2021/11646
Instrument	202100003400

Lender

Name	WATERMAN STATE BANK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 16, 2022

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,600 (+2.2%)	$343,200 (+2.2%)
2025	$939.00 (-74.13%)	$167,900 (+40.38%) Land $167,900	$335,800 (+40.38%) Land $335,800
2024	$3,629.00 (+10.94%)
2023		$119,600 Land $119,600	$239,200 (-) Land $239,200
2022	$3,271.00		$239,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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