184 Moonlight Bay, Chico, TX 76431 Property Records

Wise County property record for 184 Moonlight Bay, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,154 sqft · built 2020
Lot Size	1 acre (43,952 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,999 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0981.0328.00`

Property Details

APN / Parcel Number

Primary APN	`R0981.0328.00`
Alternative APNs	`000000784431` `R000326210` `784431`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	3,883 sqft
1st Floor Area	2,325 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,952 sqft
Lot Dimensions	318 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000326210
Street Address	184 MOONLIGHT BAY DR
City	CHICO
State	TX
Zip	76431-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT: 328 NORTH STAR POINTE 1.0090 ACRES
Legal Subdivision	NORTH STAR POINTE PH2 SECT 6A
Legal Lot Number	328
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2110
Census Tract	150405

Owner

184 Moonlight Bay is owner-occupied and held in a trust since July 2020.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	184 MOONLIGHT BAY DR, CHICO, TX 76431-2046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Jul 14, 2020	Warranty Deed, Transfer TITLE RSRCS INC
Sep 11, 2019	Loan Modification, Mortgage NORTH DALLAS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	20208941
Prior Transfer Date	Aug 7, 2006
Prior Transfer Doc	0000392408
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WISE TX
Recording Date	Feb 2, 2026
Property Address	184 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0202601218
Instrument Date	Jan 22, 2026
Instrument	202601218
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	184 MOONLIGHT BAY, CHICO, TX 76431-2046

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Jul 14, 2020
Property Address	184 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000008941
Instrument Date	Jul 14, 2020
Instrument	8941
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	TITLE RSRCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 COUNTY ROAD 4840 HASLET TX 760522030, HASLET, TX 76052-2030

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WISE TX
Property Address	184 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000012048
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 WATERFORD DR FLOWER MOUND TX 750282342, FLOWER MOUND, TX 75028-2342

Mortgage

Document Number	0000012048
Date	Oct 10, 2019
Instrument	12048

Lender

Name	NORTH DALLAS BK&TR
Type	Bank
Address	DALLAS, TX 75380-1816

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 9, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 184 Moonlight Bay was $10,999, down 7.6% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,263,508 (-0.06%) Land $329,516 Building $933,992	$1,263,508 (-0.06%) Land $329,516 Building $933,992
2025	$10,999.00 (-7.62%) Homeowner's exemption Senior Citizen's exemption	$1,264,212 Land $329,516 Building $934,696	$1,264,212 Land $329,516 Building $934,696
2024	$11,906.00
2023		$1,396,646 Land $269,604 Building $1,127,042	$1,396,646 Land $269,604 Building $1,127,042
2021	$6,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Moonlight Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Moonlight Bay is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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