157 Moonlight Bay, Chico, TX 76431 Property Records

Wise County property record for 157 Moonlight Bay, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,265 sqft · built 2020
Lot Size	1.15 acres (50,138 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0981.0353.00`

Property Details

APN / Parcel Number

Primary APN	`R0981.0353.00`
Alternative APNs	`000000784456` `R000326235` `784456`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,265 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	2,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	50,138 sqft
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000326235
Street Address	157 MOONLIGHT BAY DR
City	CHICO
State	TX
Zip	76431-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT: 353 NORTH STAR POINTE 1.1510 ACRES
Legal Subdivision	NORTH STAR POINTE PH2 SECT 6A
Legal Lot Number	353
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2209
Census Tract	150405

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 MOONLIGHT BAY DR, CHICO, TX 76431-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 20, 2020	Deed of Trust, Construction Loan · Construction Mortgage MISCELLANEOUS GOVT AGCY
Jul 9, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/AZLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2011
Deed Sale	Mar 1, 2011
Prior Sale	Aug 24, 2006
Deed Document Number	20112219
Deed Book / Page	2227 / 1
Last Transfer Date	Jun 30, 2020
Transfer Doc	0000008644
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	157 MOONLIGHT BAY, CHICO, TX 76431-2050
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102953
Date	Feb 26, 2021
Instrument	202102953

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WISE TX
Recording Date	Aug 20, 2020
Property Address	157 MOONLIGHT BAY, CHICO, TX 76431-2050
Document Number	0000010855
Instrument Date	Aug 14, 2020
Instrument	10855
Transaction Type	Construction Loan
Record Updated	Sep 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 MOONLIGHT BAY CHICO TX 76431, CHICO, TX 76431

Mortgage

Document Number	0000010855
Date	Aug 20, 2020
Instrument	10855

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1540 E SOUTHLAKE BLVD, SOUTHLAKE, TX 76092-6421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2021

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WISE TX
Recording Date	Jul 9, 2020
Property Address	157 MOONLIGHT BAY, CHICO, TX 76431-2050
Document Number	0000008644
Instrument Date	Jun 30, 2020
Instrument	8644
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/AZLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492 CHICO TX 764310492, CHICO, TX 76431-0492

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,660 (+1.17%) Land $33,955 Building $415,705	$449,660 (+1.17%) Land $33,955 Building $415,705
2025	$3,681.00 (-7.65%) Homeowner's exemption	$444,480 (+12.09%) Land $28,775 Building $415,705	$444,480 (+12.09%) Land $28,775 Building $415,705
2024	$3,986.00 (-5.23%)
2023		$396,538 Land $23,020 Building $373,518	$396,538 Land $23,020 Building $373,518
2021	$4,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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