192 Moonlight Bay, Chico, TX 76431 Property Records

Wise County property record for 192 Moonlight Bay, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,091 sqft · built 2018
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on Record
Last Sale	$432,600 (Apr 2024)
Tax Bill	$13,407 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0981.0330.00`

Property Details

APN / Parcel Number

Primary APN	`R0981.0330.00`
Alternative APNs	`000000784433` `R000326212` `784433`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,091 sqft Living Area
Gross Area	5,051 sqft
1st Floor Area	2,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	43,996 sqft
Lot Dimensions	369 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,287 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000326212
Street Address	192 MOONLIGHT BAY DR
City	CHICO
State	TX
Zip	76431-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT: 330 NORTH STAR POINTE 1.0100 ACRES
Legal Subdivision	NORTH STAR POINTE PH2 SECT 6A
Legal Lot Number	330
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2110
Census Tract	150405

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	192 MOONLIGHT BAY DR, CHICO, TX 76431-2046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Divorce Transfer, Transfer
Jun 12, 2020	Deed of Trust, Mortgage PRIMEWEST MTG
Nov 9, 2018	Deed of Trust, Mortgage PRIMEWEST MTG
Aug 31, 2018	Loan Modification, Mortgage FIRST FIN'L BK&TR
Sep 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Dec 30, 2016
Deed Document Number	20244298
Prior Transfer Date	Jul 18, 2006
Prior Transfer Doc	0000391882
Record Updated	Sep 20, 2026

April 2024: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	WISE TX
Recording Date	Apr 4, 2024
Property Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0202404298
Map Reference	CAB C SL 147-151
Instrument Date	Apr 3, 2024
Instrument	202404298
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12946 ROCKHAM LN, FARMERS BRANCH, TX 75234-4887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000007631
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	192 MOONLIGHT BAY CHICO TX 764312046, CHICO, TX 76431-2046

Mortgage

Document Number	0000007631
Date	Jun 18, 2020
Instrument	7631

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000013212
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	192 MOONLIGHT BAY CHICO TX 76431, CHICO, TX 76431

Mortgage

Document Number	0000013212
Date	Nov 13, 2018
Instrument	13212

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WISE TX
Property Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000011139
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RENAISSANCE CT KELLER TX 762488429, KELLER, TX 76248-8429

Mortgage

Document Number	0000011139
Date	Sep 18, 2018
Instrument	11139

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	SOUTHLAKE, TX 76092-6143

Agreement

Term	12 Months
Due	Sep 17, 2019

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WISE TX
Recording Date	Sep 6, 2017
Property Address	192 MOONLIGHT BAY, CHICO, TX 76431-2046
Instrument Date	Sep 5, 2017
Instrument	9949
Transaction Type	Construction Loan
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RENAISSANCE CT KELLER TX 762488429, KELLER, TX 76248-8429

Mortgage

Document Number	0000009949
Date	Sep 6, 2017
Instrument	9949

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2018

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,322,449 (-0.81%) Land $245,740 Building $1,076,709	$1,322,449 (-0.81%) Land $245,740 Building $1,076,709
2025	$13,407.00 (-0.56%)	$1,333,314 (+4.79%) Land $245,740 Building $1,087,574	$1,333,314 (-16.56%) Land $245,740 Building $1,087,574
2024	$13,483.00 (-1.99%)
2023		$1,272,354	$1,597,970
2021	$13,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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