18392 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18392 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · built 2024
Lot Size0.237 acres (10,310 sqft)
Owner2 Company Names on Record
Last Sale$1,252,300 (Jun 2024)
Tax Bill$20,729 (2025)
Deeds & MortgagesFeb 2025 Line of Credit
Aug 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6180

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6180
Alternative APNs
  • 273046L30400A6180
  • 10616669

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,310 sqft (0.237 acres)
Pool TypePool Type
Pool Area500 sqft
Patio Area1,150 sqft

Location & Zoning

Account Number10616669
Street Address18392 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 618
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number618
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address18392 RIDGELINE DR, ESTERO, FL 33928-9815
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 22, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 18, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Deed Document Number2024172935
Last Transfer DateJul 19, 2024
Transfer Doc0000235710
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address18392 RIDGELINE DR, ESTERO, FL 33928-9815
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 WILKIE AVE, NOBLETON XX

Mortgage

Document Number0000033334
DateFeb 6, 2025
Instrument2025000033334
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueNov 14, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateAug 22, 2024
Property Address18392 RIDGELINE DR, ESTERO, FL 33928-9815
Document Number0000235710
Map ReferenceDOC 2022000319154
Instrument DateJul 19, 2024
Instrument2024000235710
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address74 WILKIE AVENUE, NOBLETON XX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address74 WILKIE AVENUE, NOBLETON XX

June 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 18, 2024
Property Address18392 RIDGELINE DR, ESTERO, FL 33928-9815
Document Number0000172935
Map ReferenceDOC 2022000319154
Instrument DateJun 12, 2024
Instrument2024000172935
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,766.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 WILKIE AVE, NOBLETON XX

Mortgage

Document Number0000172936
DateJun 18, 2024
Instrument2024000172936
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJul 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.6%
IndexSOFR Average 30-Day
Margin3
Max Rate11.6%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$963,083 (-30.61%) Land $102,148 Building $860,935$963,083 (-30.61%) Land $102,148 Building $860,935
2025$20,729.00 (+656.26%)$1,387,866 (+1,262.79%) Land $120,180 Building $1,267,686$1,387,866 (+1,262.79%) Land $120,180 Building $1,267,686
2023$2,741.00$101,840 Land $101,840$101,840 Land $101,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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