18381 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18381 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · built 2024
Lot Size0.234 acres (10,197 sqft)
Owner2 Individual Names on File
Last Sale$858,000 (Mar 2025)
Tax Bill$11,073 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6320

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6320
Alternative APNs
  • 273046L30400A6320
  • 10616683

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,197 sqft (0.234 acres)
PorchPorch
Porch Area35 sqft

Location & Zoning

Account Number10616683
Street Address18381 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 632
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number632
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

18381 Ridgeline Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18381 RIDGELINE DR, ESTERO, FL 33928-9816
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2025 · Amount on File
Deed SaleMar 13, 2025 · Amount on File
Deed Document Number202566755
Record UpdatedOct 29, 2026

March 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 13, 2025
Property Address18381 RIDGELINE DR, ESTERO, FL 33928-9816
Document Number0000066755
Map ReferenceDOC 2022000319154
Instrument DateFeb 28, 2025
Instrument2025000066755
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PARTNERS & ASSC LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,006.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3350 PEACHTREE RD NE STE 1500, 1500, ATLANTA, GA 30326-1425

Transferred To (Grantee/Buyer)

NameVerified Name
Address18381 RIDGELINE DR, ESTERO, FL 33928-9816

Mortgage

Document Number0000066756
DateMar 13, 2025
Instrument2025000066756
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 18381 Ridgeline Dr was $11,073.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$639,383 (-2.59%) Land $99,484 Building $539,899$639,383 (-2.59%) Land $99,484 Building $539,899
2025$11,073.00$656,368 Land $112,364 Building $544,004$656,368 Land $112,364 Building $544,004
2023$2,735.00$100,724 Land $100,724$100,724 Land $100,724

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18381 Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18381 Ridgeline Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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