18396 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18396 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · built 2024
Lot Size0.237 acres (10,310 sqft)
Owner2 Company Names on Record
Last Sale$986,700 (Nov 2024)
Tax Bill$13,220 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6170

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6170
Alternative APNs
  • 273046L30400A6170
  • 10616668

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,310 sqft (0.237 acres)

Exterior Amenities

Pool TypePool Type
Pool Area1 sqft
PorchPorch
Porch Area360 sqft
Patio Area696 sqft

Location & Zoning

Account Number10616668
Street Address18396 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 617
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number617
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address8 HEIDI LN, NASHUA, NH 03062-1375
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2024 · Amount on Record
Deed SaleNov 5, 2024 · Amount on Record
Prior SaleMar 6, 2024 · Amount on Record
Deed Document Number2024300347
Record UpdatedOct 29, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 5, 2024
Property Address18396 RIDGELINE DR, ESTERO, FL 33928-9815
Document Number0000300347
Map ReferenceDOC 2022000319154
Instrument DateOct 29, 2024
Instrument2024000300347
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,906.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8 HEIDI LN, NASHUA, NH 03062-1375

Mortgage

Document Number0000300348
DateNov 5, 2024
Instrument2024000300348
Lender
NameLENDING SPOT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$746,915 (-8.81%) Land $102,148 Building $644,767$746,915 (-8.81%) Land $102,148 Building $644,767
2025$13,220.00 (+382.31%)$819,032 (+704.23%) Land $120,180 Building $698,852$819,032 (+704.23%) Land $120,180 Building $698,852
2023$2,741.00$101,840 Land $101,840$101,840 Land $101,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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