1839 Chartley Rd, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 1839 Chartley Rd, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,471 sqft · built 1978
Lot Size	3.29 acres (143,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (May 2023)
Tax Bill	$35,069 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`843-10-024`

Property Details

APN / Parcel Number

Primary APN	`843-10-024`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,471 sqft Living Area
Gross Area	9,233 sqft
1st Floor Area	3,595 sqft
2nd Floor Area	2,876 sqft
Basement Area	2,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	143,573 sqft (3.29 acres)
Lot Width	234 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	844 sqft
Deck Area	873 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1839 CHARTLEY RD
City	GATES MILLS
State	OH
Zip	44040-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	15 SUFLK CT EST RESUB#2 0015
Legal Subdivision	CT EST RESUB#2
Legal Lot Number	15
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	1
Census Block	1021
Census Tract	194500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gates Mills Historic District listed 1991 · 279 contributing resources · NRIS 91001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Fiduciary Deed, Transfer · Conventional Mortgage PNC BANK NA
May 21, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Mar 22, 2018	Deed of Trust, Mortgage HUNTINGTON NAT'L BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Document Number	2023485
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000000237
Record Updated	Sep 20, 2026

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 15, 2023
Property Address	1839 CHARTLEY RD, GATES MILLS, OH 44040-9799
Document Number	0000000485
Map Reference	VOL 217 PG 13-15
Instrument Date	May 8, 2023
Instrument	202305150485
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421

Mortgage

Document Number	0000000486
Date	May 15, 2023
Instrument	202305150486

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1839 CHARTLEY RD, GATES MILLS, OH 44040-9799
Document Number	0005260096
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1839 CHARTLEY RD GATES MILLS OH 440409799, GATES MILLS, OH 44040-9799

Mortgage

Document Number	0005260096
Date	May 26, 2020
Instrument	5260096

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.4%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1839 CHARTLEY RD, GATES MILLS, OH 44040-9799
Document Number	0003270445
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	SURETY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1839 CHARTLEY RD GATES MILLS OH 440409799, GATES MILLS, OH 44040-9799

Mortgage

Document Number	0003270445
Date	Mar 27, 2018
Instrument	3270445

Lender

Name	HUNTINGTON NAT'L BK/FL
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.97%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,069.00 (+7.21%) Homeowner's exemption	$507,500 (-) Land $103,950 Building $403,550	$1,450,000 (-) Land $297,000 Building $1,153,000
2024	$32,710.00 (+9.14%) Homeowner's exemption	$507,500 (+37.38%) Land $103,950 Building $403,550	$1,450,000 (+37.39%) Land $297,000 Building $1,153,000
2023	$29,972.00 (+0.61%)	$369,400 (-) Land $66,050 Building $303,350
2022	$29,791.00	$369,400 Land $66,050 Building $303,350
2021			$1,055,400 Land $188,700 Building $866,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1979–1994)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Aug 1994 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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