1871 Chartley Rd, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 1871 Chartley Rd, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 6,338 sqft · built 1978
Lot Size	2.5 acres (108,987 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jul 2023)
Tax Bill	$26,135 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`843-10-022`

Property Details

APN / Parcel Number

Primary APN	`843-10-022`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,338 sqft Living Area
1st Floor Area	3,730 sqft
2nd Floor Area	2,608 sqft
Basement Area	880 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	108,987 sqft (2.5 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	681 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1871 CHARTLEY RD
City	GATES MILLS
State	OH
Zip	44040-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	16 SUFLK CT EST RESUB#2 0017
Legal Subdivision	CT EST RESUB#2
Legal Tract	3
Legal Lot Number	17
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	1
Census Block	1021
Census Tract	194500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gates Mills Historic District listed 1991 · 279 contributing resources · NRIS 91001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1871 CHARTLEY RD, GATES MILLS, OH 44040-9799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Jun 15, 1998 · Amount on Record
Deed Document Number	0000000610
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1871 CHARTLEY RD, GATES MILLS, OH 44040-9799
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000605
Date	Sep 13, 2023
Instrument	202309130605

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 5, 2023
Property Address	1871 CHARTLEY RD, GATES MILLS, OH 44040-9799
Document Number	0000000610
Map Reference	VOL 217 PG 13-15
Instrument Date	Jun 30, 2023
Instrument	202307050610
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1871 CHARTLEY RD, GATES MILLS, OH 44040-9799

Mortgage

Document Number	0000000611
Date	Jul 5, 2023
Instrument	202307050611

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,135.00 (+8.35%)	$367,510 (-) Land $82,080 Building $285,430
2024	$24,122.00 (+5.45%)	$367,510 (+31.68%) Land $82,080 Building $285,430	$1,050,000 (+31.68%) Land $234,500 Building $815,500
2023	$22,876.00 (+0.6%)	$279,090 (-) Land $58,380 Building $220,710
2022	$22,740.00	$279,090 Land $58,380 Building $220,710
2021			$797,400 Land $166,800 Building $630,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1979–1994)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Aug 1994 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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