1776 Chartley Rd, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 1776 Chartley Rd, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,736 sqft · built 1977
Lot Size	2.72 acres (118,526 sqft)
Owner	Individual Name on Record
Last Sale	$1,516,500 (Dec 2025)
Tax Bill	$22,077 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`843-06-021`

Property Details

APN / Parcel Number

Primary APN	`843-06-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,736 sqft Living Area
1st Floor Area	3,308 sqft
2nd Floor Area	1,428 sqft
Basement Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,526 sqft (2.72 acres)
Lot Width	255 ft Width
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	656 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1776 CHARTLEY RD
City	GATES MILLS
State	OH
Zip	44040-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	15 & 16 SUFLK CT EST RESUB#2 0034 84306022
Legal Subdivision	CT EST RESUB#2
Legal Tract	3
Legal Lot Number	34
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	1
Census Block	1022
Census Tract	194500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gates Mills Historic District listed 1991 · 279 contributing resources · NRIS 91001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1774 CHARTLEY RD, GATES MILLS, OH 44040-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Dec 3, 2004 · Amount on Record
Deed Document Number	202512040453
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1776 CHARTLEY RD, GATES MILLS, OH 44040-9725
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	SOJOURNERS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000504
Date	Jul 23, 2021
Instrument	202107230504

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 4, 2025
Property Address	1776 CHARTLEY RD, GATES MILLS, OH 44040-9725
Document Number	0000000453
Map Reference	VOL 214 PG 81
Instrument Date	Dec 1, 2025
Instrument	202512040453
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1774 CHARTLEY RD, GATES MILLS, OH 44040-9725

Mortgage

Document Number	0000000454
Date	Dec 4, 2025
Instrument	202512040454

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 1, 2033
Change Frequency	10 Years
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	10-Year TN
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,077.00 (+13.12%) Homeowner's exemption	$302,890 (-) Land $75,040 Building $227,850
2024	$19,516.00 (-8.74%) Homeowner's exemption	$302,890 (+18.04%) Land $75,040 Building $227,850	$865,400 (+18.05%) Land $214,400 Building $651,000
2023	$21,384.00 (+0.59%) Homeowner's exemption	$256,590 (-) Land $61,640 Building $194,950
2022	$21,259.00 Homeowner's exemption	$256,590 Land $61,640 Building $194,950
2021			$733,100 Land $176,100 Building $557,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1979–1994)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Aug 1994 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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