18385 Ranchero Rd, Hesperia, CA 92345 Property Records

San Bernardino County property record for 18385 Ranchero Rd, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,982 sqft · built 1987
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (May 2021)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0398-197-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0398-197-13-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	1,982 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	302 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	18385 RANCHERO RD
City	HESPERIA
State	CA
Zip	92345-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5581 LOT 376 TRACT NO 5581 LOT 376 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TRACT 5581
Legal Tract	5581
Legal Block	3
Legal Lot Number	376
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3018
Census Tract	10024

Owner

18385 Ranchero Rd is owned and occupied by two individuals who bought it in May 2021.

Source: San Bernardino County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18385 RANCHERO RD, HESPERIA, CA 92345-7434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	2021227569
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0000300975
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 17, 2021
Property Address	18385 RANCHERO RD, HESPERIA, CA 92345-7434
Document Number	0000227569
Map Reference	MB 67 PG 63-74
Instrument Date	Dec 7, 2020
Instrument	2021-0227569
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18385 RANCHERO RD, HESPERIA, CA 92345-7434

Mortgage

Document Number	0000227570
Date	May 17, 2021
Instrument	2021-0227570

Lender

Name	CHOICE LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18385 Ranchero Rd was $4,802 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,153 (+2%) Land $89,430 Building $357,723
2025	$4,802.00 Homeowner's exemption	$438,385 Land $87,676 Building $350,709
2023	$4,638.00 (+2.41%) Homeowner's exemption	$421,362 Land $84,272 Building $337,090
2022	$4,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18385 Ranchero Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18385 Ranchero Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20