San Bernardino County property record for 18312 Ranchero Rd, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 2004 |
| Lot Size | 0.375 acres (16,313 sqft) |
| Owner | Individual Name on File |
| Last Sale | $458,000 (Dec 2023) |
| Tax Bill | $5,647 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-193-06-0000 |
| Primary APN | 0398-193-06-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,399 sqft |
| 1st Floor Area | 1,979 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 16,313 sqft (0.375 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18312 RANCHERO RD |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-7475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5581 LOT 176 TRACT NO 5581 LOT 176 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT S E EX ST |
| Legal Subdivision | TRACT NO 5581 |
| Legal Tract | 5581 |
| Legal Block | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10021 |
18312 Ranchero Rd is owned and occupied by an individual who bought it in December 2023.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY |
| Dec 14, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 15, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2019 | Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Prior Sale | Oct 25, 2012 |
| Deed Document Number | 2023308580 |
| Prior Transfer Date | Dec 7, 2023 |
| Prior Transfer Doc | 0000308579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 14, 2023 |
| Property Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Number | 0000308579 |
| Map Reference | MB 67 PG 63-74 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023-0308579 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 14, 2023 |
| Property Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Number | 0000308580 |
| Map Reference | MB 67 PG 63-74 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023-0308580 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Number | 0000308581 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-0308581 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Number | 0000062347 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-0062347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000320511 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 2017-0320511 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18312 RANCHERO RD, HESPERIA, CA 92345-7475 |
| Document Number | 0000464867 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 18312 RANCHERO RD HESPERIA CA 923457475, HESPERIA, CA 92345-7475 |
| Document Number | 0000464867 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 464867 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 18312 Ranchero Rd was $5,647.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $476,504 (+2%) Land $95,301 Building $381,203 | |
| 2025 | $5,647.00 | $467,160 Land $93,432 Building $373,728 |
| 2023 | $1,304.00 (+178.04%) Disabled Person's exemption | $181,020 Land $24,628 Building $156,392 |
| 2022 | $469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18312 Ranchero Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18312 Ranchero Rd is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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