San Bernardino County property record for 18412 Ranchero Rd, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1987 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2018) |
| Tax Bill | $3,296 (2025) |
| Deeds & Mortgages | Sep 2024 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-195-07-0000 |
| Primary APN | 0398-195-07-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 2,031 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 581 sqft |
| Patio Area | 581 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18412 RANCHERO RD |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-7435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 5581 LOT 236 TRACT NO 5581 LOT 236 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | TRACT NO. 5581 |
| Legal Tract | 5581 |
| Legal Block | 1 |
| Legal Lot Number | 236 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10021 |
18412 Ranchero Rd is owned and occupied by two individuals who bought it in November 2018.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jun 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Nov 16, 2018 | Grant Deed, Transfer · Second Mortgage (Down Payment) PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on File |
| Deed Sale | Nov 16, 2018 · Amount on File |
| Prior Sale | May 11, 2016 · Amount on File |
| Deed Document Number | 2018432225 |
| Prior Transfer Date | May 2, 2016 |
| Prior Transfer Doc | 0000181526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Document Number | 0000219785 |
|---|---|
| Date | Sep 13, 2024 |
| Instrument | 2024-0219785 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000215588 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0215588 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Document Number | 0000432225 |
| Map Reference | MB 67 PG 63-74 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2018-0432225 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18412 RANCHERO RD, HESPERIA, CA 92345-7435 |
| Document Number | 0000432227 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-0432227 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000432228 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-0432228 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 18412 Ranchero Rd was $3,296 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $307,215 (+2%) Land $61,443 Building $245,772 | |
| 2025 | $3,296.00 Homeowner's exemption | $301,191 Land $60,238 Building $240,953 |
| 2023 | $3,184.00 (+2.41%) Homeowner's exemption | $289,495 Land $57,899 Building $231,596 |
| 2022 | $3,109.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18412 Ranchero Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18412 Ranchero Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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