1838 Francis Dr, Clearwater, FL 33763 Property Records

Pinellas County property record for 1838 Francis Dr, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,518 sqft · built 1973
Lot Size	0.174 acres (7,562 sqft)
Owner	Individual Name on Record
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8471-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8471-0`
Alternative APNs	`01-29-15-58464-000-1140` `291501584640001140` `152901584640001140` `R2947`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,518 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,562 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2947
Street Address	1838 FRANCIS DR
City	CLEARWATER
State	FL
Zip	33763-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 114
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	114
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26705

Owner

Source: Pinellas County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 15, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 21, 2020	Correction Deed FIRST TITLE SOURCE LLC
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 14, 2022
Transfer Doc	0220211228
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210881633
Date	Jul 21, 2020
Book Page	21088/1633
Instrument	2020216974

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Apr 15, 2022
Property Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0220211228
Book / Page	22021 / 1228
Map Reference	MB 53 PG 10&11
Instrument Date	Apr 14, 2022
Instrument	2022119522
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 FRANCIS DR, 1838, CLEARWATER, FL 33763-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8912 90TH TER, SEMINOLE, FL 33777-2425

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 21, 2020
Property Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0210881631
Book / Page	021088 / 001631
Instrument Date	Jul 21, 2020
Instrument	216973
Record Updated	Aug 4, 2020
Title Company	FIRST TITLE SOURCE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 FRANCIS DR CLEARWATER FL 337634108, CLEARWATER, FL 33763-4108

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0199081862
Book / Page	019908 / 001862
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1838 FRANCIS DR CLEARWATER FL 337634108, CLEARWATER, FL 33763-4108

Mortgage

Document Number	0199081862
Date	Jan 16, 2018
Book Page	019908/001862
Instrument	13749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 4, 2017
Property Address	1838 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0194712485
Book / Page	019471 / 002485
Instrument Date	Dec 6, 2016
Instrument	3111
Transaction Type	Transfer
Record Updated	Jan 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1838 FRANCIS DR CLEARWATER FL 337634108, CLEARWATER, FL 33763-4108

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,238.00 (+7.37%) Homeowner's exemption Widower's exemption	$111,350 (+5.99%)	$290,533 (+13.72%) Land $137,443 Building $153,090
2024	$1,153.00 (+3.59%)
2023	$1,113.00 (-2.96%) Homeowner's exemption Widower's exemption	$105,060 (+3%)	$255,473 (+1.07%) Land $147,041 Building $108,432
2022	$1,147.00 Homeowner's exemption Widower's exemption	$102,000	$252,756 Land $165,861 Building $86,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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