1862 Francis Dr, Clearwater, FL 33763 Property Records

Pinellas County property record for 1862 Francis Dr, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1967
Lot Size	0.184 acres (7,993 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jun 2023)
Tax Bill	$7,790 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8467-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8467-8`
Alternative APNs	`01-29-15-58464-000-1100` `291501584640001100` `152901584640001100` `R2943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,993 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2943
Street Address	1862 FRANCIS DR
City	CLEARWATER
State	FL
Zip	33763-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 110
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	110
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26705

Owner

1862 Francis Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPORT LENDING
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FEDERATED MORTGAGE CORP
Jan 30, 2023	Warranty Deed, Transfer TITLE EXCHANGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jan 30, 2023 · Amount on File
Deed Document Number	2023150355
Deed Book / Page	22468 / 560
Prior Transfer Date	Oct 17, 2006
Prior Transfer Doc	0154421824
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 7, 2026
Property Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0000181337
Book / Page	23618 / 2054
Instrument Date	Jul 1, 2026
Instrument	2026181337
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108

Mortgage

Document Number	0000181338,
Date	Jul 7, 2026
Instrument	2026181338

Lender

Name	NORTHPORT LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 8, 2023
Property Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0224680560
Book / Page	22468 / 560
Map Reference	MB 53 PG 10&11
Instrument Date	May 31, 2023
Instrument	2023150355
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	TITLE EXCHANGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 1ST AVE SW, LARGO, FL 33770-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108

Mortgage

Document Number	0022468562
Date	Jun 8, 2023
Instrument	22468/562

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 30, 2023
Property Address	1862 FRANCIS DR, CLEARWATER, FL 33763-4108
Document Number	0223301575
Book / Page	22330 / 1575
Map Reference	MB 53 PG 10
Instrument Date	Jan 26, 2023
Instrument	2023024333
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	TITLE EXCHANGE

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1876 ALBRIGHT DR, CLEARWATER, FL 33765-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 1ST AVE SW, LARGO, FL 33770-3410
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1862 Francis Dr was $7,790, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,790.00 (+5.4%)	$444,929	$458,165 Land $133,612 Building $324,553
2024	$7,391.00 (+345.51%)
2023	$1,659.00 (-1.31%) Homeowner's exemption Widower's exemption	$133,414 (+3%)	$260,169 (-1.58%) Land $141,936 Building $118,233
2022	$1,681.00 Homeowner's exemption Widower's exemption	$129,528	$264,336 Land $168,541 Building $95,795

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1862 Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1862 Francis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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