1814 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1814 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 6,310 sqft · built 2015
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Aug 2025)
Tax Bill	$41,170 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00522`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00522`
Alternative APN	`05026546`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	6,310 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Account Number	05026546
Street Address	1814 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PARTITION PLAT 2015-008 PARCEL 22
Legal Range	1E
Legal Township	2S
Legal Section	04
Legal Subdivision	PARTITION PLAT 2015-008
Legal Lot Number	22
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2007
Census Tract	20101

Owner

1814 Highlands Loop is owned and occupied by two individuals who bought it in August 2025.

Source: Clackamas County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1814 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Apr 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	202532207
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0000018708
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 29, 2026
Property Address	1814 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000027997
Instrument Date	Jun 22, 2026
Instrument	202627997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1814 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

Mortgage

Document Number	0000027997,
Date	Jun 29, 2026
Instrument	202627997

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 10, 2019
Property Address	1814 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000018708
Instrument Date	Apr 10, 2019
Instrument	18708
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1814 HIGHLANDS LOOP LAKE OSWEGO OR 970341549, LAKE OSWEGO, OR 97034-1549

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Highlands Loop was $41,170.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,170.00	$2,143,814	$3,946,482 Land $1,265,442 Building $2,681,040
2023	$38,895.00	$2,020,751	$3,651,033 Land $1,156,793 Building $2,494,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 Highlands Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 Highlands Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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