Delta County property record for 18358 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2 bd · 1.5 ba · 792 sqft · built 2006 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jan 2026) |
| Tax Bill | $428 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R019138 |
| Primary APN | R019138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 792 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 226,076 sqft (5.19 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R019138 |
|---|---|
| Street Address | 18358 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8163 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 18358 SURFACE CREEK RD CEDAREDGE 81413 S: 16 T: 13S R: 94W SUBDIVISION: BEHRMAN MINOR SUBDIVISION LOT: 2 TOTAL AC 5.19+- LOT 2-RESUB LOT 2 BEHRMAN MINOR SUB W2NE4SW4 SEC 16 T13S R94W 6PM BK 710 PG 44 PLAT BK 16 PG 51 PLAT BK 27 PG 68 BK 933 PGS 18 & |
| Legal Subdivision | BEHRMAN MINOR SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
18358 Surface Creek Rd, an agricultural property, is owned by an individual who bought it in January 2026.
Source: Delta County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jan 9, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Jan 9, 2026 | Bargain and Sale Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Prior Sale | Jul 12, 2002 · Amount on File |
| Deed Document Number | 2026765355 |
| Prior Transfer Date | Jun 20, 2025 |
| Prior Transfer Doc | 0000761175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000737481 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 737481 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000728516 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 728516 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 9, 2026 |
| Property Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Document Number | 0000765355 |
| Map Reference | DOC 558519 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 765355 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 E 5TH ST, DELTA, CO 81416-2314 |
| Name | Verified Name |
|---|---|
| Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Document Number | 0000765357 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 765357 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 9, 2026 |
| Property Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
| Document Number | 0000765356 |
| Map Reference | DOC 556519 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 765356 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18358 SURFACE CREEK RD, CEDAREDGE, CO 81413-8163 |
The 2025 property tax bill for 18358 Surface Creek Rd was $428, up 52.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428.00 (+52.86%) | $12,031 (+61.04%) Land $1,679 Building $10,352 | $171,848 Land $6,218 Building $165,630 |
| 2024 | $280.00 (-36.65%) | $7,471 (-) Land $1,590 Building $5,881 | |
| 2023 | $442.00 (-3.07%) | $7,471 (-1.7%) Land $1,590 Building $5,881 | $93,792 (-0.05%) Land $6,021 Building $87,771 |
| 2022 | $456.00 | $7,600 Land $1,463 Building $6,137 | $93,837 Land $5,540 Building $88,297 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18358 Surface Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18358 Surface Creek Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 50% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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