Delta County property record for 18200 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,088 sqft · built 2007 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $622,000 (Mar 2026) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R022000 |
| Primary APN | R022000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,088 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R022000 |
|---|---|
| Street Address | 18200 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18200 SURFACE CREEK RD CEDAREDGE 81413 S: 16 T: 13S R: 94W SUBDIVISION: NICHOLS MAJOR SUB RSUB LT 2 LOT: 3 TOTAL 1.93 AC+- (N369.71, S370.68, E223.83, W223.83) LOT 3 NICHOLS MAJOR SUB RESUB LOT 2. PT SEC 16 T13S R94W 6PM. BK 921 PGS 275 THRU 278 PLAT |
| Legal Subdivision | NICHOLS MAJOR SUB RSUB LT 2 |
| Legal Lot Number | 3 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 965202 |
18200 Surface Creek Rd is owned by two individuals who bought it in March 2026.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1268 14 RD, LOMA, CO 81524-9706 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Special Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING |
| Aug 30, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 9, 2017 | Warranty Deed, Transfer |
| May 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Prior Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 2026766614 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0000668870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 17, 2026 |
| Property Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
| Document Number | 0000766614 |
| Map Reference | DOC 613217 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 766614 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1460 MOSSY PT, MESQUITE, NV 89034-1297 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1268 14 RD, LOMA, CO 81524-9706 |
| Document Number | 0000766615 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 766615 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 30, 2019 |
| Property Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
| Document Number | 0000713353 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 713353 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 241 NW SAGE AVE, CEDAREDGE, CO 81413-5232 |
| Document Number | 0000713354 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 713354 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 9, 2017 |
| Property Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
| Document Number | 0000695859 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 695859 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $29.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 24, 2017 |
| Property Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
| Document Number | 0000695451 |
| Instrument Date | May 23, 2017 |
| Instrument | 695451 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18200 SURFACE CREEK RD, CEDAREDGE, CO 81413-8170 |
The 2025 property tax bill for 18200 Surface Creek Rd was $2,134, up 6.1% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 (+6.12%) | $33,666 (+3.5%) Land $7,500 Building $26,166 | $538,654 (+10.96%) Land $120,000 Building $418,654 |
| 2024 | $2,011.00 (+4.47%) | $32,526 (-) Land $7,222 Building $25,304 | $485,456 (-) Land $107,788 Building $377,668 |
| 2023 | $1,925.00 (+25.9%) | $32,526 (+27.75%) Land $7,222 Building $25,304 | $485,456 (+32.52%) Land $107,788 Building $377,668 |
| 2022 | $1,529.00 | $25,461 Land $5,213 Building $20,248 | $366,332 Land $75,000 Building $291,332 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18200 Surface Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18200 Surface Creek Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 50% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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