Delta County property record for 18417 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1968 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jan 2022) |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2025 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R002090 |
| Primary APN | R002090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,624 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Mobile Home |
| Exterior Material | Single |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 85,813 sqft (1.97 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002090 |
|---|---|
| Street Address | 18417 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18417 SURFACE CREEK RD CEDAREDGE 81413 S: 16 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 1.97+- SEC 16 T13S R94W 6PM PT OF NW4SW4 BEG WH NE COR SUBD BRS N 182.2 TH S 89*45 W214 S400 N89*45 E214 N400 TO BEG BK 436 PG 767 (R-338799) R736446 DC R73 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 965202 |
18417 Surface Creek Rd is owned and occupied by an individual who bought it in January 2022.
Source: Delta County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Aug 29, 2025 | Intrafamily Transfer, Transfer |
| Jan 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on File |
| Deed Sale | Jan 31, 2022 · Amount on File |
| Deed Document Number | 2022736448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Document Number | 0000740374 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 740374 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 29, 2025 |
| Property Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Document Number | 0000762644 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 762644 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 31, 2022 |
| Property Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Document Number | 0000736448 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 736448 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18417 SURFACE CREEK RD, CEDAREDGE, CO 81413-8127 |
| Document Number | 0000736449 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 736449 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 27, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18417 Surface Creek Rd was $1,240, up 6.1% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 (+6.07%) | $19,569 (+3.44%) Land $6,563 Building $13,006 | $313,095 Land $105,000 Building $208,095 |
| 2024 | $1,169.00 (+4.38%) | $18,919 (-) Land $6,729 Building $12,190 | |
| 2023 | $1,120.00 (+14.64%) | $18,919 (+16.35%) Land $6,729 Building $12,190 | $282,377 (+20.7%) Land $100,437 Building $181,940 |
| 2022 | $977.00 | $16,260 Land $5,213 Building $11,047 | $233,953 Land $75,000 Building $158,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18417 Surface Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18417 Surface Creek Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 47% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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