1840 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1840 Key Largo Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,386 sqft · built 1992
Lot Size	2.16 acres (94,456 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Dec 2001)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`217-591-04-07`

Property Details

APN / Parcel Number

Primary APN	`217-591-04-07`
Alternative APN	`2175903507`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	94,456 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2175903507
Street Address	1840 KEY LARGO RD
City	VISTA
State	CA
Zip	92081-7004
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 4 US 21PER DOC91-106775&UND INT IN TR 012459
Legal Subdivision	VISTA 89-07 PH I
Legal Tract	012459
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1840 KEY LARGO RD, VISTA, CA 92081-7004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Intrafamily Transfer, Transfer
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2001 · Amount on Record
Deed Sale	Dec 4, 2001 · Amount on Record
Prior Sale	Mar 4, 1999 · Amount on Record
Deed Document Number	2001883984
Last Transfer Date	Nov 30, 2022
Transfer Doc	0000457292
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2022
Property Address	1840 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000457292
Map Reference	MAP 12459
Instrument Date	Nov 30, 2022
Instrument	2022-0457292
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1840 KEY LARGO RD, VISTA, CA 92081-7004

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1840 KEY LARGO RD, VISTA, CA 92081-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343708
Date	Jul 31, 2017
Instrument	2017-0343708

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,876 (+2%) Land $139,490 Building $169,386
2025	$4,091.00 (+7.09%) Homeowner's exemption	$302,820 (+4.04%) Land $136,755 Building $166,065
2023	$3,820.00 (+0.26%) Homeowner's exemption	$291,063 Land $131,446 Building $159,617
2022	$3,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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