1833 Ogden Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1833 Ogden Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,654 sqft · built 1987
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,299,000 (May 2026)
Tax Bill	$14,052 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-093-040`

Property Details

APN / Parcel Number

Primary APN	`023-093-040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,654 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Steep
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1833 OGDEN DR
City	CAMBRIA
State	CA
Zip	93428-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 228 LTS 53 & 54
Legal Subdivision	TRACT 08
Legal Tract	8
Legal Block	228
Legal Lot Number	53,54
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1061
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13312 RANCHERO RD, 18, OAK HILLS, CA 92344-4802
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Affidavit of Death of Trustee, Transfer
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202615453
Prior Transfer Date	Sep 26, 2024
Prior Transfer Doc	0000027278
Record Updated	Sep 20, 2026

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2026
Property Address	1833 OGDEN DR, CAMBRIA, CA 93428-4521
Document Number	0000015452
Instrument Date	May 12, 2026
Instrument	202615452
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13312 RANCHERO RD, 18, OAK HILLS, CA 92344-4802

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2026
Property Address	1833 OGDEN DR, CAMBRIA, CA 93428-4521
Document Number	0000015453
Instrument Date	May 1, 2026
Instrument	2026.15453
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,318.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000015454,
Date	May 18, 2026
Instrument	2026.15454

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 1, 2020
Property Address	1833 OGDEN DR, CAMBRIA, CA 93428-4521
Document Number	0000054756
Map Reference	MB 5 PG 21
Instrument Date	Aug 26, 2020
Instrument	2020054756
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 KENSINGTON DR, SAN DIEGO, CA 92116-3823

Mortgage

Document Number	0000054757
Date	Oct 1, 2020
Instrument	2020054757

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,326,000 (+2%) Land $816,000 Building $510,000
2025	$14,052.00 (+44.7%)	$1,300,000 (+46.14%) Land $800,000 Building $500,000
2023	$9,711.00 (+1.98%)	$889,542 Land $468,180 Building $421,362
2022	$9,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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