San Luis Obispo County property record for 1790 Ogden Dr, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,309 sqft · built 1986 |
| Lot Size | 0.111 acres (4,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Nov 1998) |
| Tax Bill | $6,059 (2025) |
| Deeds & Mortgages | May 2022 Reverse Mortgage May 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-161-038 |
| Primary APN | 023-161-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,309 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,850 sqft (0.111 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 1790 OGDEN DR |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 216 LTS 26 & 27 |
| Legal Subdivision | CAMBRIA PINES 08 |
| Legal Tract | 8 |
| Legal Block | 216 |
| Legal Lot Number | 26,27 27 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 023-161-038
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1790 OGDEN DR, CAMBRIA, CA 93428-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| May 31, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 1998 · Amount on Record |
| Deed Sale | Nov 10, 1998 · Amount on Record |
| Prior Sale | Oct 22, 2004 |
| Deed Document Number | 0000074479 |
| Deed Book / Page | 023 |
| Last Transfer Date | May 31, 2022 |
| Transfer Doc | 0000023134 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1790 OGDEN DR, CAMBRIA, CA 93428-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 1790 OGDEN DR, CAMBRIA, CA 93428-5512 |
| Document Number | 0000023136 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022023136 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.22% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 31, 2022 |
| Property Address | 1790 OGDEN DR, CAMBRIA, CA 93428-5512 |
| Document Number | 0000023134 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022023134 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1790 OGDEN DR, CAMBRIA, CA 93428-5512 |
| Document Number | 0000023135 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022023135 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.22% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,059.00 (+4.16%) Homeowner's exemption | $548,678 (+4.04%) Land $313,534 Building $235,144 |
| 2023 | $5,817.00 (+2.03%) Homeowner's exemption | $527,374 Land $301,360 Building $226,014 |
| 2022 | $5,701.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 129 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures