1841 Ogden Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1841 Ogden Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,290 sqft · built 1982
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Feb 2002)
Tax Bill	$9,618 (2025)
Deeds & Mortgages	Dec 2021 Transfer Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-093-012`

Property Details

APN / Parcel Number

Primary APN	`023-093-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide
Terrain	Steep
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1841 OGDEN DR
City	CAMBRIA
State	CA
Zip	93428-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 228 LT 51 & 52
Legal Subdivision	TRACT 08
Legal Tract	8
Legal Block	228
Legal Lot Number	51
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1061
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 80, CAMBRIA, CA 93428-0080
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2002 · Amount on Record
Deed Sale	Feb 26, 2002 · Amount on Record
Deed Document Number	200214806
Last Transfer Date	Dec 17, 2021
Transfer Doc	0000082972
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 22, 2021
Property Address	1841 OGDEN DR, CAMBRIA, CA 93428-4521
Document Number	0000082972
Map Reference	MB 5 PG 21
Instrument Date	Dec 17, 2021
Instrument	2021082972
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 80, CAMBRIA, CA 93428-0080

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1841 OGDEN DR, CAMBRIA, CA 93428-4521
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1841 OGDEN DR, CAMBRIA, CA 93428-4521

Mortgage

Document Number	0000078726
Date	Nov 30, 2021
Instrument	2021078726

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 28, 2021
Property Address	1841 OGDEN DR, CAMBRIA, CA 93428-4521
Document Number	0000039681
Map Reference	MB 5 PG 21
Instrument Date	May 20, 2021
Instrument	2021039681
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1841 OGDEN DR, CAMBRIA, CA 93428-4521

Mortgage

Document Number	0000039682
Date	May 28, 2021
Instrument	2021039682

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,088 (+2%) Land $436,974 Building $467,114
2025	$9,618.00 (+4.08%) Homeowner's exemption	$886,361 (+4.04%) Land $428,406 Building $457,955
2023	$9,241.00 (+2.01%) Homeowner's exemption	$851,944 Land $411,771 Building $440,173
2022	$9,059.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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