1729 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1729 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,118 sqft · built 2000
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Sep 2023)
Tax Bill	$1,437 (2022)
Deeds & Mortgages	Sep 2023 Sale Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`058040N A 04300`

Property Details

APN / Parcel Number

Primary APN	`058040N A 04300`
Alternative APN	`040N A 04300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	1,666 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Terrain	Mountain
Garage Type	Finished
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	516 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1729 RIDGE CLIFF DR
City	MONTEAGLE
State	TN
Zip	37356-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 LOTS 41-42-43, COUNTY AREA: R12
Legal Subdivision	RIDGE CLIFF ESTATES
Legal Lot Number	41 42
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer ADVANCE TITLE/MURFREESBORO INC, ADVANCE TTL OF MURFREESBORO
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit ASCEND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Aug 21, 2017
Deed Document Number	23014918
Deed Book / Page	582 / 395
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Sep 20, 2023
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Document Number	0000582395
Book / Page	582 / 395
Map Reference	MB 4 PG 517
Instrument Date	Sep 15, 2023
Instrument	23014918
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	ADVANCE TITLE/MURFREESBORO INC, ADVANCE TTL OF MURFREESBORO

Transaction

Amount	Amount Recorded
Tax	$1,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Investor	Possibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570604
Date	Nov 18, 2022
Book Page	570/604
Instrument	22010532

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	MONTEAGLE, TN 37356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5451323
Date	Jul 6, 2021
Book Page	545/1323
Instrument	21003640

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Aug 21, 2017
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Document Number	4931567
Book / Page	493 / 1567
Instrument Date	Aug 18, 2017
Instrument	17003086
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	SECURITY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071

Mortgage

Document Number	17003087
Date	Aug 21, 2017
Instrument	17003087

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Document Number	487320
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 RIDGE CLIFF DR MONTEAGLE TN 373565071, MONTEAGLE, TN 37356-5071

Mortgage

Document Number	487320
Date	Jan 17, 2017
Book Page	000487/000320
Instrument	192

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1729 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5071
Document Number	487339
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 RIDGE CLIFF DR MONTEAGLE TN 373565071, MONTEAGLE, TN 37356-5071

Mortgage

Document Number	487339
Date	Jan 17, 2017
Book Page	000487/000339
Instrument	194

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,625 (-) Land $29,400 Building $52,225
2023		$81,625 (-) Land $29,400 Building $52,225
2022	$1,437.00	$81,625 Land $29,400 Building $52,225	$326,500 (-) Land $117,600 Building $208,900
2021			$326,500 Land $117,600 Building $208,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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