1831 Free Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1831 Free Ter, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,280 sqft · built 2000
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2018)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-222590`

Property Details

APN / Parcel Number

Primary APN	`02-222590`
Alternative APNs	`2222590` `222590`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	840 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	222590
Street Address	1831 FREE TER
City	FREDERICK
State	MD
Zip	21702-5903
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 316 SECTION 1 PLAT 3-2,000 SQ. FT. WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	316
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1831 FREE TER, FREDERICK, MD 21702-5903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Sep 5, 2018	Deed, Transfer FREDERICK COUNTY HOUSING AND COMMUN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Book / Page	12603 / 255
Prior Transfer Date	Jul 11, 2015
Prior Transfer Doc	0108180245
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1831 FREE TER, FREDERICK, MD 21702-5903
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COVENANT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 FREE TER, FREDERICK, MD 21702-5903

Mortgage

Document Number	0152030437
Date	Aug 17, 2021
Book Page	15203/437

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 5, 2018
Property Address	1831 FREE TER, FREDERICK, MD 21702-5903
Document Number	0126030255
Book / Page	12603 / 0255
Map Reference	MB62 PG150-152
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2110 WHITEHALL RD, FREDERICK, MD 21702-9311

Mortgage

Document Number	0012603283
Date	Sep 5, 2018
Instrument	12603/283

Lender

Name	FREDERICK COUNTY HOUSING AND COMMUN
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	31 Months
Due	Apr 8, 2021

Mortgage

Document Number	0126030265
Date	Sep 5, 2018
Book Page	12603/0265

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,767 (+4.63%)	$394,900 (+13.9%) Land $110,500 Building $284,400
2025	$5,649.00 (+4.82%) Homeowner's exemption	$346,700 (+19.79%) Land $85,000 Building $261,700	$346,700 (-) Land $85,000 Building $261,700
2024	$5,389.00 (+7.24%)
2023	$5,025.00 Homeowner's exemption	$289,433	$346,700 Land $85,000 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

Nearby Properties on Free Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures