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1826 Free Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1826 Free Ter, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details3 ba · 2,116 sqft · built 2000
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$276,000 (Jul 2008)
Tax Bill$6,241 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-222655

Property Details

APN / Parcel Number

Primary APN02-222655
Alternative APNs
  • 2222655
  • 222655

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,116 sqft Living Area
1st Floor Area772 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Deck Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number222655
Street Address1826 FREE TER
CityFREDERICK
StateMD
Zip21702-5900
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 322 SECTION 1 PLAT 3-3,000 SQ. FT. WALNUT RIDGE
Legal SubdivisionWALNUT RIDGE
Legal Lot Number322
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1826 Free Ter, a townhouse, is owned and occupied by an individual who acquired it in March 2010.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1826 FREE TER, FREDERICK, MD 21702-5900
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2008 · Amount on File
Deed SaleJul 9, 2008 · Amount on File
Prior SaleMar 3, 2000 · Amount on File
Deed Document Number200883104
Deed Book / Page7030 / 66
Last Transfer DateMar 18, 2010
Transfer Doc0077560078
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1826 FREE TER, FREDERICK, MD 21702-5900
Document Number0140220418
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 FREE TER FREDERICK MD 217025900, FREDERICK, MD 21702-5900

Mortgage

Document Number0140220418
DateAug 20, 2020
Book Page014022/000418
Lender
NameTOWNE BK
TypeBank
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1826 Free Ter was $6,241, up 8.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,967 (+4.71%)$384,700 (+14.12%) Land $110,500 Building $274,200
2025$6,241.00 (+8.44%)$337,100 Land $85,000 Building $252,100$337,100 Land $85,000 Building $252,100
2024$5,755.00 (+17.76%)
2023$4,887.00 Homeowner's exemption$281,367$337,100 Land $85,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1826 Free Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1826 Free Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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