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1825 Free Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1825 Free Ter, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details3 ba · 2,230 sqft · built 2000
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jan 2022)
Tax Bill$6,577 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-222566

Property Details

APN / Parcel Number

Primary APN02-222566
Alternative APNs
  • 2222566
  • 222566

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,230 sqft Living Area
1st Floor Area840 sqft
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number222566
Street Address1825 FREE TER
CityFREDERICK
StateMD
Zip21702-5903
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 313 SECTION 1 PLAT 3-3,000 SQ. FT. WALNUT RIDGE
Legal SubdivisionWALNUT RIDGE
Legal Lot Number313
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1825 FREE TER, FREDERICK, MD 21702-5903
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed, Transfer · FHA Mortgage
APEX HOME LOANS INC
Oct 5, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleDec 9, 2016 · Amount on Record
Deed Book / Page15668 / 414
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 19, 2022
Property Address1825 FREE TER, FREDERICK, MD 21702-5903
Document Number0156680414
Book / Page15668 / 414
Map ReferenceMB 64 PG 173
Instrument DateJan 14, 2022
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyFLYNN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1825 FREE TER, FREDERICK, MD 21702-5903

Mortgage

Document Number0015668424
DateJan 19, 2022
Instrument15668/424
Lender
NameAPEX HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1825 FREE TER, FREDERICK, MD 21702-5903
Document Number0142670255
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 FREE TER FREDERICK MD 217025903, FREDERICK, MD 21702-5903

Mortgage

Document Number0142670255
DateNov 13, 2020
Book Page014267/000255
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 12, 2045

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,000 (+3.23%)$390,000 (+9.7%) Land $110,500 Building $279,500
2025$6,577.00 (+19.93%)$355,500 (+18.43%) Land $85,000 Building $270,500$355,500 (-) Land $85,000 Building $270,500
2023$5,484.00$300,167$355,500 Land $85,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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