1831 Alray Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1831 Alray Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1955
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Oct 2026)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-402-006`

Property Details

APN / Parcel Number

Primary APN	`114-402-006`
Alternative APN	`114-402-006-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	12,000 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1831 ALRAY DR
City	CONCORD
State	CA
Zip	94519-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2020 12
Legal Subdivision	2020 CONTRA COSTA COUNTY
Legal Tract	2020
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	331000

Owner

1831 Alray Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Contra Costa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1831 ALRAY DR, CONCORD, CA 94519-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Sep 14, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Dec 3, 2002 · Amount on File
Deed Document Number	2026103565
Prior Transfer Date	Sep 14, 2026
Prior Transfer Doc	0000096686
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2026
Property Address	1831 ALRAY DR, CONCORD, CA 94519-1837
Document Number	0000103565
Instrument Date	Sep 25, 2026
Instrument	2026103565
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1831 ALRAY DR, CONCORD, CA 94519-1837

Mortgage

Document Number	0000103566,
Date	Oct 1, 2026
Instrument	2026103566

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2026
Property Address	1831 ALRAY DR, CONCORD, CA 94519-1837
Document Number	0000096686
Instrument Date	Sep 14, 2026
Instrument	202696686
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3364 DEER HILL RD, LAFAYETTE, CA 94549-3258

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2021
Property Address	1831 ALRAY DR, CONCORD, CA 94519-1837
Document Number	0000137445
Map Reference	MB 56 PG 50
Instrument Date	May 3, 2021
Instrument	2021-137445
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 DEER HILL RD, LAFAYETTE, CA 94549-3258

Mortgage

Document Number	0000137446
Date	May 7, 2021
Instrument	2021-137446

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1831 Alray Dr was $7,451.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,327 (+2%) Land $263,242 Building $332,085
2025	$7,451.00	$583,655 Land $258,081 Building $325,574
2023	$7,121.00 (+1.38%)	$560,993 Land $248,060 Building $312,933
2022	$7,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1831 Alray Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Alray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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