1838 Alray Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1838 Alray Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1955
Lot Size	0.248 acres (10,790 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (Aug 2011)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114-403-004-4`

Property Details

APN / Parcel Number

Primary APN	`114-403-004-4`
Alternative APN	`114-403-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,790 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1838 ALRAY DR
City	CONCORD
State	CA
Zip	94519-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2020 LOT 7
Legal Subdivision	R N BURGESS COMPANYS MAP #2
Legal Tract	2020
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SERVICE CU
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC EMPS CU
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC SVC EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2011 · Amount on Record
Deed Sale	Aug 16, 2011 · Amount on Record
Prior Sale	Jan 25, 2011 · Amount on Record
Deed Document Number	2011163249
Prior Transfer Date	Aug 4, 2011
Prior Transfer Doc	0000156729
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR, CONCORD, CA 94519-1805

Mortgage

Document Number	0000129519
Date	Nov 18, 2025
Instrument	2025- 129519

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	1355 WILLOW WAY STE 200, CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR, CONCORD, CA 94519-1805

Mortgage

Document Number	0000245232
Date	Sep 1, 2021
Instrument	2021-245232

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000016857
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR CONCORD CA 945191805, CONCORD, CA 94519-1805

Mortgage

Document Number	0000016857
Date	Jan 28, 2020
Instrument	16857

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000097591
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR CONCORD CA 945191805, CONCORD, CA 94519-1805

Mortgage

Document Number	0000097591
Date	Jun 26, 2019
Instrument	97591

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000002247
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR CONCORD CA 945191805, CONCORD, CA 94519-1805

Mortgage

Document Number	0000002247
Date	Jan 8, 2018
Instrument	2247

Lender

Name	PACIFIC SVC EMPS CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596-8191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1838 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000110187
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ALRAY DR CONCORD CA 945191805, CONCORD, CA 94519-1805

Mortgage

Document Number	0000110187
Date	Jun 20, 2017
Instrument	110187

Lender

Name	PACIFIC SVC EMPS CU
Type	Credit Union
Address	CONCORD, CA 94519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,069 (+2%) Land $352,316 Building $87,753
2025	$5,775.00 (+4.89%)	$431,441 (+4.04%) Land $345,408 Building $86,033
2023	$5,506.00 (+1.51%)	$414,691 Land $331,997 Building $82,694
2022	$5,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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