1820 Alray Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1820 Alray Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,801 sqft · built 1954
Lot Size	0.168 acres (7,315 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Aug 2018)
Tax Bill	$9,181 (2025)
Deeds & Mortgages	Mar 2024 Transfer Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-393-027-7`

Property Details

APN / Parcel Number

Primary APN	`114-393-027-7`
Alternative APN	`114-393-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,315 sqft (0.168 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1820 ALRAY DR
City	CONCORD
State	CA
Zip	94519-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	ALRAY ESTATES 12
Legal Subdivision	ALRAY ESTATES
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	331000

Owner

1820 Alray Dr is owner-occupied and held in a trust since March 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1820 ALRAY DR, CONCORD, CA 94519-1805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Intrafamily Transfer, Transfer
Aug 17, 2018	Grant Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2018131738
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000026277
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2024
Property Address	1820 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000026277
Map Reference	MB 43 PG 10&11
Instrument Date	Mar 21, 2024
Instrument	2024-026277
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1820 ALRAY DR, CONCORD, CA 94519-1805

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 17, 2018
Property Address	1820 ALRAY DR, CONCORD, CA 94519-1805
Document Number	0000131738
Map Reference	MB 43 PG 10&11
Instrument Date	Jul 26, 2018
Instrument	2018-131738
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1820 ALRAY DR, CONCORD, CA 94519-1805

Mortgage

Document Number	0000131739
Date	Aug 17, 2018
Instrument	2018-131739

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.85%
Index	1-Year LIBOR
Max Rate	8.85%

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Alray Dr was $9,181 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,340 (+2%) Land $420,993 Building $341,347
2025	$9,181.00 Homeowner's exemption	$747,393 Land $412,739 Building $334,654
2023	$8,785.00 (+1.29%) Homeowner's exemption	$718,373 Land $396,713 Building $321,660
2022	$8,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1820 Alray Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1820 Alray Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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