18308 Bubbling Spring Ter, Boyds, MD 20841 Property Records

Montgomery County property record for 18308 Bubbling Spring Ter, Boyds, MD 20841

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,344 sqft · built 2004
Lot Size	0.353 acres (15,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,905 (Nov 2004)
Tax Bill	$8,955 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-03394554`

Property Details

APN / Parcel Number

Primary APN	`06-03394554`
Alternative APN	`03394554`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,344 sqft Living Area
Gross Area	4,771 sqft
1st Floor Area	1,692 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,369 sqft (0.353 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03394554
Street Address	18308 BUBBLING SPRING TER
City	BOYDS
State	MD
Zip	20841-4396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	KINGS CROSSING
Legal Subdivision	KINGS CROSSING
Legal Block	A
Legal Lot Number	123
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	700611

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18308 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Oct 13, 2020	Quit Claim Deed, Transfer OLYMPIA TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2004 · Amount on Record
Deed Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	200423405
Deed Book / Page	28604 / 327
Last Transfer Date	Aug 24, 2020
Transfer Doc	0607260221
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18308 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18308 BUBBLING SPRING TER, BOYDS, MD 20841-4396

Mortgage

Document Number	0641230420
Date	Sep 27, 2021
Book Page	64123/420

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 13, 2020
Property Address	18308 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Document Number	0607260221
Book / Page	060726 / 000221
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OLYMPIA TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18308 BKDG SPRING TER BOYDS MD 20841, BOYDS, MD 20841

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,500 (+0.87%)	$805,400 (-) Land $249,800 Building $555,600
2025	$8,955.00 (-5.54%)	$791,600 (+9.21%)	$805,400 (+2.64%) Land $249,800 Building $555,600
2024	$9,480.00 (+34.39%)
2023		$724,867	$784,700 Land $237,900 Building $546,800
2022	$7,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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