18305 Bubbling Spring Ter, Boyds, MD 20841 Property Records

Montgomery County property record for 18305 Bubbling Spring Ter, Boyds, MD 20841

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,646 sqft · built 2004
Lot Size	0.325 acres (14,167 sqft)
Owner	2 Individual Names on File
Last Sale	$951,000 (Aug 2026)
Tax Bill	$9,395 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03394485`

Property Details

APN / Parcel Number

Primary APN	`06-03394485`
Alternative APN	`03394485`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,646 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	1,742 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,167 sqft (0.325 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03394485
Street Address	18305 BUBBLING SPRING TER
City	BOYDS
State	MD
Zip	20841-4396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	KINGS CROSSING
Legal Subdivision	KINGS CROSSING
Legal Block	A
Legal Lot Number	116
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	700611

Owner

18305 Bubbling Spring Ter is owned and occupied by two individuals who bought it in August 2026.

Source: Montgomery County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18305 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 4, 2017	Grant Deed, Transfer JDM TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Mar 24, 2016 · Amount on File
Deed Book / Page	70844 / 36
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 18, 2026
Property Address	18305 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Document Number	7084000036
Book / Page	70844 / 36
Instrument Date	Aug 17, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	7084000046,
Date	Aug 18, 2026
Book Page	70844/46

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18305 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0597520067
Date	Jun 8, 2020
Book Page	59752/67

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 4, 2017
Property Address	18305 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Document Number	0535140001
Book / Page	053514 / 000001
Instrument Date	Feb 16, 2016
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	JDM TITLE LLC

Transaction

Amount	Amount on Record
Tax	$649.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18305 BUBBLING SPRING TER BOYDS MD 208414396, BOYDS, MD 20841-4396

Tax Assessment & Valuation

The 2025 property tax bill for 18305 Bubbling Spring Ter was $9,395.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,833 (+0.85%)	$843,900 (-) Land $246,600 Building $597,300
2025	$9,395.00	$829,767	$843,900 Land $246,600 Building $597,300
2023		$758,733	$822,700 Land $234,900 Building $587,800
2022	$7,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18305 Bubbling Spring Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18305 Bubbling Spring Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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