18300 Bubbling Spring Ter, Boyds, MD 20841 Property Records

Montgomery County property record for 18300 Bubbling Spring Ter, Boyds, MD 20841

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,142 sqft · built 2004
Lot Size	0.396 acres (17,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,230 (Sep 2004)
Tax Bill	$10,736 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03394510`

Property Details

APN / Parcel Number

Primary APN	`06-03394510`
Alternative APN	`03394510`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,142 sqft Living Area
Gross Area	5,560 sqft
1st Floor Area	2,038 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,260 sqft (0.396 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03394510
Street Address	18300 BUBBLING SPRING TER
City	BOYDS
State	MD
Zip	20841-4396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	KINGS CROSSING
Legal Subdivision	KINGS CROSSING
Legal Block	A
Legal Lot Number	119
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	700611

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18300 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2016	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2004 · Amount on Record
Deed Sale	Sep 29, 2004 · Amount on Record
Prior Sale	Sep 29, 2004 · Amount on Record
Deed Document Number	200419914
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18300 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0633220001
Date	Jun 22, 2021
Book Page	63322/1

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18300 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 BUBBLING SPRING TER, BOYDS, MD 20841-4396

Mortgage

Document Number	0617120092
Date	Jan 26, 2021
Book Page	61712/92

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	18300 BUBBLING SPRING TER, BOYDS, MD 20841-4396
Document Number	0535290036
Book / Page	053529 / 000036
Instrument Date	Nov 14, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 BUBBLING SPRING TER BOYDS MD 208414396, BOYDS, MD 20841-4396

Mortgage

Document Number	0535290036
Date	Jan 5, 2017
Book Page	053529/000036

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$893,633 (+0.84%)	$901,100 (-) Land $254,700 Building $646,400
2025	$10,736.00 (+36.11%)	$886,167 (+9.45%)	$901,100 (+2.55%) Land $254,700 Building $646,400
2023		$809,667	$878,700 Land $242,600 Building $636,100
2022	$7,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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