1830 Pine Needles Trl, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1830 Pine Needles Trl, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,537 sqft · built 1977
Lot Size	0.402 acres (17,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Aug 2002)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159E D 038`

Property Details

APN / Parcel Number

Primary APN	`159E D 038`
Alternative APN	`0000101514`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,516 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000101514
Street Address	1830 PINE NEEDLES TRL
City	CHATTANOOGA
State	TN
Zip	37421-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 2 RUSTIC WOODS SUB 29-263
Legal Subdivision	RUSTIC WOODS
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

Source: Hamilton County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1830 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2002 · Amount on Record
Deed Sale	Aug 1, 2002 · Amount on Record
Deed Document Number	2002199
Deed Book / Page	6320 / 867
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000000141
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 28, 2026
Property Address	1830 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354
Document Number	0000000132
Book / Page	14313 / 697
Instrument Date	May 22, 2026
Instrument	2026132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1830 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354

Mortgage

Document Number	0000000132,
Date	May 28, 2026
Book Page	14313/697
Instrument	2026132

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 21, 2025
Property Address	1830 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354
Document Number	0000000141
Book / Page	13842 / 798
Map Reference	MB 29 PG 263
Instrument Date	Feb 14, 2025
Instrument	2025022100141
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1830 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354

Mortgage

Document Number	0013842802
Date	Feb 21, 2025
Instrument	13842/802

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-0.94%)	$69,825 (+46.15%)	$279,300 (+46.15%) Land $70,000 Building $209,300
2024	$1,068.00	$47,775 (-)	$191,100 (-) Land $55,000 Building $136,100
2023	$1,068.00	$47,775 (-)	$191,100 (-) Land $55,000 Building $136,100
2022	$1,068.00	$47,775	$191,100 Land $55,000 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Pine Needles Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures