Hamilton County property record for 1822 Pine Needles Trl, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,947 sqft · built 1977 |
| Lot Size | 0.542 acres (23,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Nov 2016) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159E D 035 |
| Primary APN | 159E D 035 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,947 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,613 sqft (0.542 acres) |
| Lot Dimensions | 230 ft deep x 102 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000101511 |
|---|---|
| Street Address | 1822 PINE NEEDLES TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LT 5 PT 4 RUSTIC WOODS SUB 29-263 |
| Legal Subdivision | RUSTIC WOODS |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11323 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on Record |
| Deed Sale | Nov 7, 2016 · Amount on Record |
| Prior Sale | Mar 21, 2007 · Amount on Record |
| Deed Document Number | 2016110700230 |
| Deed Book / Page | 10900 / 163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000049 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 12609/589 |
| Instrument | 2021081600049 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000119 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 12314/599 |
| Instrument | 2021011400119 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000092 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 13515/642 |
| Instrument | 2024022000092 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0000000179 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 13932/507 |
| Instrument | 2025052700179 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1822 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0621000015 |
| Instrument Date | Jun 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1822 PINE NEEDLES TRL CHATTANOOGA TN 374213354, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0621000015 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 011675/000853 |
| Instrument | 190621000015 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 (+4.92%) | $85,850 (+54.82%) | $343,400 (+54.82%) Land $70,000 Building $273,400 |
| 2024 | $1,240.00 | $55,450 (-) | $221,800 (-) Land $55,000 Building $166,800 |
| 2023 | $1,240.00 | $55,450 (-) | $221,800 (-) Land $55,000 Building $166,800 |
| 2022 | $1,240.00 | $55,450 | $221,800 Land $55,000 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1980–2020) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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