Hamilton County property record for 1818 Pine Needles Trl, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,380 sqft · built 1977 |
| Lot Size | 0.44 acres (19,170 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Oct 2011) |
| Tax Bill | $1,305 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159E D 033 |
| Primary APN | 159E D 033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,170 sqft (0.44 acres) |
| Lot Dimensions | 213 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000101509 |
|---|---|
| Street Address | 1818 PINE NEEDLES TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LT 7 RUSTIC WOODS SUB 29-263 |
| Legal Subdivision | RUSTIC WOODS |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11323 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1818 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Feb 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 1, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2011 · Amount on Record |
| Deed Sale | Oct 13, 2011 · Amount on Record |
| Prior Sale | Oct 13, 2011 · Amount on Record |
| Deed Document Number | 0000000025 |
| Deed Book / Page | 9494 / 104 |
| Last Transfer Date | Feb 6, 2018 |
| Transfer Doc | 0000000115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1818 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000317 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 12462/423 |
| Instrument | 2021042700317 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 6, 2018 |
| Property Address | 1818 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0000000115 |
| Book / Page | 011265 / 000666 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 115 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1818 PINE NEEDLES TRL CHATTANOOGA TN 374213354, CHATTANOOGA, TN 37421-3354 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1818 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0000000021 |
| Book / Page | 011198 / 000774 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1818 PINE NEEDLES TRL CHATTANOOGA TN 374213354, CHATTANOOGA, TN 37421-3354 |
| Document Number | 0000000021 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 011198/000774 |
| Instrument | 21 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,305.00 (+10.03%) | $86,100 (+62.38%) | $344,400 (+62.38%) Land $70,000 Building $274,400 |
| 2024 | $1,186.00 | $53,025 (-) | $212,100 (-) Land $55,000 Building $157,100 |
| 2023 | $1,186.00 | $53,025 (-) | $212,100 (-) Land $55,000 Building $157,100 |
| 2022 | $1,186.00 | $53,025 | $212,100 Land $55,000 Building $157,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1980–2020) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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