1830 9th St, Bay City, MI 48708 Property Records

Bay County property record for 1830 9th St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,673 sqft · built 1871
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2020)
Tax Bill	$4,243 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-027-129-007-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-129-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,673 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	257 sqft
Patio Area	760 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1830 9TH ST
City	BAY CITY
State	MI
Zip	48708-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	100 FT E & W BD N BY 9TH ST S BY 10TH ST & W BY A LI PAR TO JOHNSON ST & 457 FT E THRFM EXC S 150 FT THRF PART OF LOT 1 SEC
Legal Lot Number	1
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	3
Census Block	3010
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1830 9th St is owned and occupied by an individual who bought it in August 2020.

Source: Bay County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1830 9TH ST, BAY CITY, MI 48708-6742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202012106
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	0029850747
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 31, 2020
Property Address	1830 9TH ST, BAY CITY, MI 48708-6742
Document Number	0000012106
Instrument Date	Aug 25, 2020
Instrument	12106
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 MCCORMICK ST BAY CITY MI 487088313, BAY CITY, MI 48708-8313

Mortgage

Document Number	12107
Date	Aug 31, 2020
Instrument	12107

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 2, 2017
Property Address	1830 9TH ST, BAY CITY, MI 48708-6742
Document Number	0032140442
Book / Page	3214 / 442
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,268.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1830 9TH ST, 1830, BAY CITY, MI 48708-6742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7795 E FOUCH RD, TRAVERSE CITY, MI 49684-9513

Mortgage

Document Number	3214444
Date	May 2, 2017
Instrument	3214/444

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1830 9th St was $4,243 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,243.00 (+21.44%) Homeowner's exemption	$122,500 (+4.7%)	$245,000 (+4.7%)
2025	$3,494.00 Homeowner's exemption	$117,000	$234,000
2023		$91,800	$183,600
2022	$3,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1830 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1830 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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