1821 9th St, Bay City, MI 48708 Property Records

Bay County property record for 1821 9th St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,926 sqft · built 1915
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jul 2025)
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`160-027-128-023-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-128-023-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,039 sqft
Basement Area	1,039 sqft
Unfinished Basement	1,039 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1821 9TH ST
City	BAY CITY
State	MI
Zip	48708-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 13 THE MARSTON ADD TO BC
Legal Subdivision	THE MARSTON ADD
Legal Lot Number	13
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	3
Census Block	3003
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1821 9th St is owned and occupied by an individual who bought it in July 2025.

Source: Bay County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	107 N WARNER ST, BAY CITY, MI 48706-4439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPS CU
Aug 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	20259348
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000010628
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 21, 2020
Property Address	1821 9TH ST, BAY CITY, MI 48708-5307
Document Number	0000014942
Instrument Date	Oct 17, 2020
Instrument	14942
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W MIDLAND RD AUBURN MI 486119411, AUBURN, MI 48611-9411

Mortgage

Document Number	14943
Date	Oct 21, 2020
Instrument	14943

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Aug 4, 2020
Property Address	1821 9TH ST, BAY CITY, MI 48708-5307
Document Number	0000010628
Instrument Date	Jul 31, 2020
Instrument	10628
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7711 RIDGELOCH PL CHARLOTTE NC 282263007, CHARLOTTE, NC 28226-3007

Tax Assessment & Valuation

The 2026 property tax bill for 1821 9th St was $2,173 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 Homeowner's exemption	$72,250	$144,500
2023		$34,200	$68,400
2022	$1,504.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1821 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1821 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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