1827 9th St, Bay City, MI 48708 Property Records

Bay County property record for 1827 9th St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,734 sqft · built 1920
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2025)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-027-128-026-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-128-026-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	959 sqft
Basement Area	959 sqft
Unfinished Basement	959 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1827 9TH ST
City	BAY CITY
State	MI
Zip	48708-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 10 THE MARSTON ADD TO BC
Legal Subdivision	THE MARSTON ADD
Legal Lot Number	10
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	3
Census Block	3003
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1827 9th St is owned and occupied by an individual who bought it in February 2025.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1827 9TH ST, BAY CITY, MI 48708-6741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Warranty Deed, Transfer · Conventional Mortgage JOLT CREDIT UNION
Jan 15, 2021	Deed of Trust, Mortgage QUICKEN LNS
Oct 12, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FUSON BROS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	20251163
Prior Transfer Date	Jun 19, 2015
Prior Transfer Doc	0030970948
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 4, 2025
Property Address	1827 9TH ST, BAY CITY, MI 48708-6741
Document Number	0000001163
Map Reference	LB 4 PG 1
Instrument Date	Jan 31, 2025
Instrument	202501163
Transaction Type	Transfer
Record Updated	Feb 17, 2025
Title Company	MIDLAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1827 9TH ST, BAY CITY, MI 48708-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 PARADISE CT, BAY CITY, MI 48708-8462

Mortgage

Document Number	0000001164
Date	Feb 4, 2025
Instrument	202501164

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

Mortgage

Document Number	0000001165
Date	Feb 4, 2025
Instrument	202501165

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1827 9TH ST, BAY CITY, MI 48708-6741
Document Number	0000001163
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 9TH ST BAY CITY MI 487086741, BAY CITY, MI 48708-6741

Mortgage

Document Number	0000001163
Date	Jan 21, 2021
Instrument	1163

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 12, 2018
Property Address	1827 9TH ST, BAY CITY, MI 48708-6741
Document Number	0000014072
Instrument Date	Oct 5, 2018
Instrument	14072
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 SWEDE AVE #2203 MIDLAND MI 486424945, 2203, MIDLAND, MI 48642-4945

Mortgage

Document Number	14073
Date	Oct 12, 2018
Instrument	14073

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1827 9TH ST, BAY CITY, MI 48708-6741
Document Number	0000011666
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 9TH ST BAY CITY MI 487086741, BAY CITY, MI 48708-6741

Mortgage

Document Number	0000011666
Date	Aug 23, 2018
Instrument	11666

Lender

Name	FUSON BROS LLC
Address	7618 COMMERCE CT # A, MIDLAND, MI 48642-7944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1827 9th St was $1,830 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 (+21.43%) Homeowner's exemption	$61,100 (+5.53%)	$122,200 (+5.53%)
2025	$1,507.00 Homeowner's exemption	$57,900	$115,800
2023		$44,650	$89,300
2022	$1,599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1827 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1827 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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