Okaloosa County property record for 181 Durango Rd, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,508 sqft Heated Area |
| Lot Size | 650 sqft (0.014 acres) |
| Garage | Finished, 352 sqft |
| Last Sale | $280,000 (2014) |
| Tax Bill | $6,693.00 (2025) |
Source: Okaloosa County records · APN C56-000-591-0596-5
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11661 LOVETT RD, BATON ROUGE, LA 70818-5712 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2014 · Amount on Record |
| Deed Sale | Mar 04, 2014 · Amount on Record |
| Deed Doc Number | 0003138380 |
| Prior Transfer Date | Jul 11, 2001 |
| Prior Transfer Doc | 1852102 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 181 DURANGO RD, DESTIN, FL 32541-3074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033753437 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 3375/3437 |
| Instrument | 3244494 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 181 DURANGO RD, DESTIN, FL 32541-3074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034631995 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 3463/1995 |
| Instrument | 3359649 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,693.00 (+8.41%) | $593,594 (-0.85%) Land $330,000 Building $263,594 | $593,594 (-0.85%) Land $330,000 Building $263,594 |
| 2023 | $6,174.00 (+12.99%) | $598,695 (+17.95%) Land $330,000 Building $268,695 | $598,695 (+17.95%) Land $330,000 Building $268,695 |
| 2022 | $5,464.00 | $507,576 Land $300,000 Building $207,576 | $507,576 Land $300,000 Building $207,576 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-591-0596-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 2,712 sqft Gross Area |
| 1st Floor | 228 sqft 1st Floor |
| Upper Floors | 1,280 sqft Upper Floors |
| Stories | 3 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Masonite/ Cement Shake Roof |
| Lot Area | 650 sqft (0.014 acres) |
| Lot Width | 16 ft Width |
| Garage Type | Finished Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 192 sqft Patio |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 354 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 181 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3074 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | QUAYS PHASE I UNIT 15 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | QUAYS PH I |
| Legal Phase | 1 |
| Legal Unit | 15 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
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