18271 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18271 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,001 sqft · built 2022
Lot Size0.18 acres (7,830 sqft)
OwnerIndividual Name on Record
Last Sale$508,000 (Sep 2022)
Tax Bill$7,583 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0300C.2320

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0300C.2320
Alternative APNs
  • 273046L30300C2320
  • 10604310

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,001 sqft Living Area
Gross Area2,489 sqft
1st Floor Area1,852 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area7,830 sqft (0.18 acres)
View / LotLake
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10604310
Street Address18271 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 232 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number232
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 TAYLOR RD, ST GEORGE, ON N0E 1
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Deed Document Number2022286523
Record UpdatedSep 20, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateSep 8, 2022
Property Address18271 RIDGELINE DR, ESTERO, FL 33928-9679
Document Number0000286523
Map ReferenceDOC 2021000198492
Instrument DateAug 30, 2022
Instrument2022000286523
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 TAYLOR ROAD, SAIN GEORGE XX

Mortgage

Document Number0000286524
DateSep 8, 2022
Instrument2022000286524
Lender
NameRBC BANK (GEORGIA) NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexOther
Margin3
Max Rate10.5%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,583.00 (-3.87%)$420,214 (-5.76%) Land $97,708 Building $322,506$420,214 (-5.76%) Land $97,708 Building $322,506
2023$7,888.00 (+172.85%)$445,879 (+547.94%) Land $86,108 Building $359,771$445,879 (+547.94%) Land $86,108 Building $359,771
2022$2,891.00$68,815 Land $68,815$68,815 Land $68,815

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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