Kenton County property record for 1825 Garrard St, Covington, KY 41014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Square Footage | 1,160 sqft Finished Area |
| Lot Size | 2,744 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,600 (2009) |
| Tax Bill | $751.00 (2025) |
| Primary APN | 055-32-02-021.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,160 sqft Finished Area |
| Gross Area | 1,296 sqft Gross Area |
| Stories | 2 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|---|
| Roof Material | Slate Roof |
| Lot Area | 2,744 sqft (0.063 acres) |
| Depth X Width | 98 ft x 28 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1825 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28'X98' WS GARRARD 56' N 19TH R.H. SOUTHGATE SHARE 4 2ND DIV |
| Legal Subdivision | SOUTHGATE RICHARD |
| Legal Phase | 25 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 60900 |
Source: Kenton County records · APN 055-32-02-021.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1825 GARRARD ST, COVINGTON, KY 41014-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2009 · Amount on Record |
| Deed Sale | Nov 09, 2009 · Amount on Record |
| Prior Sale | May 11, 2009 · Amount on Record |
| Deed Doc Number | 200911 09 059 00091 |
| Deed Book / Page | 4161 / 82 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1825 GARRARD ST, COVINGTON, KY 41014-1432 |
| Document Number | 0000000130 |
| Book / Page | 0C6073 / 000339 |
| Instrument Date | Dec 09, 2014 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1825 GARRARD ST COVINGTON KY 410141432, COVINGTON, KY 41014-1432 |
| Document Number | 0000000130 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 0C6073/000339 |
| Instrument | 130 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Jan 11, 2039 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 (-46.7%) | $105,800 (-) Land $5,000 Building $100,800 | $105,800 (-) Land $5,000 Building $100,800 |
| 2023 | $1,409.00 | $105,800 Land $5,000 Building $100,800 | $105,800 Land $5,000 Building $100,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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