Yellowstone County property record for 1828 Downy Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,024 sqft · built 1996 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,100 (Jun 2020) |
| Tax Bill | $2,416 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B025480 |
| Primary APN | 000B025480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 1,590 sqft |
| Finished Basement | 1,390 sqft |
| Unfinished Basement | 200 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,604 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 68 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1828 DOWNY RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLINGWOOD SUBD, S03, T02 S, R24 E, BLOCK 2, LOT 21 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | COLLINGWOOD SUBD |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1902 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 6, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Jun 22, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Jun 2, 2006 |
| Deed Document Number | 20203924834 |
| Prior Transfer Date | Dec 20, 2010 |
| Prior Transfer Doc | 0003577526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0004050646 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 4050646 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0004000748 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 4000748 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004016480 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 4016480 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 22, 2020 |
| Property Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Document Number | 0003924834 |
| Map Reference | DOC 1150877 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 3924834 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Document Number | 0003924835 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 3924835 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 6, 2017 |
| Property Address | 1828 DOWNY RD, LAUREL, MT 59044-9330 |
| Document Number | 0003829650 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 3829650 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1828 DOWNY RD LAUREL MT 590449330, LAUREL, MT 59044-9330 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,100 (-) Land $109,352 Building $407,748 | $517,100 (-) Land $109,352 Building $407,748 | |
| 2025 | $2,416.00 (-15.73%) | $517,100 (+24.72%) Land $109,352 Building $407,748 | $517,100 (+24.72%) Land $109,352 Building $407,748 |
| 2024 | $2,867.00 (+9.18%) | ||
| 2023 | $2,626.00 | $414,600 | $414,600 Land $85,010 Building $329,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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