Yellowstone County property record for 1831 Downy Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,317 sqft · built 1987 |
| Lot Size | 1 acres (43,865 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,667 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B025600 |
| Primary APN | 000B025600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 1,417 sqft |
| Basement Area | 1,417 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 517 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,865 sqft (1 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1831 DOWNY RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLINGWOOD SUBD, S03, T02 S, R24 E, BLOCK 3, LOT 7 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | COLLINGWOOD SUBD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1902 |
Source: Yellowstone County assessment roll, as of September 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1831 DOWNY RD, LAUREL, MT 59044-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1831 DOWNY RD, LAUREL, MT 59044-9331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003999982 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 3999982 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1831 DOWNY RD, LAUREL, MT 59044-9331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003987532 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 3987532 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $481,800 (+25.47%) Land $109,667 Building $372,133 | $481,800 (+25.47%) Land $109,667 Building $372,133 | |
| 2024 | $2,667.00 (+9.66%) | ||
| 2023 | $2,432.00 | $384,000 | $384,000 Land $85,071 Building $298,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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