1728 Downy Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 1728 Downy Rd, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,280 sqft · built 1992
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2020)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B025450`

Property Details

APN / Parcel Number

Primary APN	`000B025450`
Alternative APNs	`03-0821-03-4-13-28-0000` `R0338243` `B025450` `B02545`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,493 sqft
Basement Area	874 sqft
Finished Basement	787 sqft
Unfinished Basement	87 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,604 sqft
View / Lot	Rural
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	14 sqft
Deck Area	59 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1728 DOWNY RD
City	LAUREL
State	MT
Zip	59044-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINGWOOD SUBD, S03, T02 S, R24 E, BLOCK 2, LOT 18
Legal Range	24E
Legal Township	02S
Legal Section	03
Legal Subdivision	COLLINGWOOD SUBD
Legal Block	2
Legal Lot Number	18
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1025
Census Tract	1902

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1728 DOWNY RD, LAUREL, MT 59044-9328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Nov 20, 2013 · Amount on Record
Deed Document Number	20203908772
Prior Transfer Date	Feb 14, 2007
Prior Transfer Doc	0003411183
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 17, 2020
Property Address	1728 DOWNY RD, LAUREL, MT 59044-9328
Document Number	0003908772
Instrument Date	Jan 15, 2020
Instrument	3908772
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1728 DOWNY RD LAUREL MT 590449328, LAUREL, MT 59044-9328

Mortgage

Document Number	3908773
Date	Jan 17, 2020
Instrument	3908773

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (-) Land $109,352 Building $340,348	$449,700 (-) Land $109,352 Building $340,348
2025	$2,027.00 (-22.96%)	$449,700 (+18.78%) Land $109,352 Building $340,348	$449,700 (+18.78%) Land $109,352 Building $340,348
2024	$2,631.00 (+9.72%)
2023	$2,398.00	$378,600	$378,600 Land $85,010 Building $293,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000