1826 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1826 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,334 sqft · built 1958
Lot Size0.229 acres (9,990 sqft)
Owner2 Individual Names on Record
Tax Bill$3,544 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-36-405-003

Property Details

APN / Parcel Number

Primary APN8913-36-405-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,334 sqft Living Area
1st Floor Area1,334 sqft
Basement Area1,334 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,990 sqft (0.229 acres)
Lot Dimensions135 ft deep x 74 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1826 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC LENDONS FIRST ADDITION LOT 258
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionMC LENDONS FIRST ADDITION
Legal Lot Number258
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3004
Census Tract1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1826 CORNWALL AVE, WATERLOO, IA 50702-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1826 CORNWALL AVE, WATERLOO, IA 50702-2602
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 CORWALL AVE, WATERLOO, IA 50702-2602

Mortgage

Document Number202300016999
DateJun 20, 2023
Instrument202300016999
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,544.00 (+0.85%) Homeowner's exemption$184,580 (+7.21%) Land $25,640 Building $158,940$184,580 (+7.21%) Land $25,640 Building $158,940
2024$3,514.00 (+20.01%)
2023$172,170 (+21.08%) Land $25,640 Building $146,530$172,170 (+21.08%) Land $25,640 Building $146,530
2022$2,928.00 Homeowner's exemption$142,190 Land $25,640 Building $116,550
2021$142,190 Land $25,640 Building $116,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cornwall Ave

Nearby Streets

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