1800 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1800 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,531 sqft · built 1948
Lot Size	0.474 acres (20,655 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2023)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-405-001`

Property Details

APN / Parcel Number

Primary APN	`8913-36-405-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,074 sqft
Attic	Attic
Attic Area	376 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,655 sqft (0.474 acres)
Lot Dimensions	135 ft deep x 153 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	526 sqft
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1800 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC LENDONS FIRST ADDITION LOT 255 LOT 256
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	MC LENDONS FIRST ADDITION
Legal Lot Number	255,256
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3004
Census Tract	1000

Owner

1800 Cornwall Ave is owned and occupied by an individual who bought it in August 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1800 CORNWALL AVE, WATERLOO, IA 50702-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Aug 22, 2022 · Amount on File
Deed Document Number	20233111
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 30, 2024
Property Address	1800 CORNWALL AVE, WATERLOO, IA 50702-2602
Document Number	0202417942
Instrument Date	Jul 18, 2024
Instrument	2024-17942
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 CORNWALL AVE, WATERLOO, IA 50702-2602

Mortgage

Document Number	0202417943
Date	Jul 30, 2024
Instrument	2024-17943

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 22, 2022
Property Address	1800 CORNWALL AVE, WATERLOO, IA 50702-2602
Document Number	202300003111
Instrument Date	Aug 18, 2022
Instrument	202300003111
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1800 CORNWALL AVE, WATERLOO, IA 50702-2602

Mortgage

Document Number	202300003112
Date	Aug 22, 2022
Instrument	202300003112

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1800 Cornwall Ave was $4,328 with a homeowner's exemption, up 1.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00 (+1.12%) Homeowner's exemption	$222,980 Land $42,410 Building $180,570	$222,980 Land $42,410 Building $180,570
2024	$4,280.00
2023		$207,530 (+20.7%) Land $42,410 Building $165,120	$207,530 Land $42,410 Building $165,120
2022	$3,582.00 Homeowner's exemption	$171,940 Land $42,410 Building $129,530
2021			$171,940 Land $42,410 Building $129,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1800 Cornwall Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1800 Cornwall Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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