1824 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1824 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1958
Lot Size	0.226 acres (9,855 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Jul 2009)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-405-002`

Property Details

APN / Parcel Number

Primary APN	`8913-36-405-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,855 sqft (0.226 acres)
Lot Dimensions	135 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1824 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC LENDONS FIRST ADDITION LOT 257
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	MC LENDONS FIRST ADDITION
Legal Lot Number	257
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3004
Census Tract	1000

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1824 CORNWALL AVE, WATERLOO, IA 50702-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Aug 19, 2014	Deed of Trust, Mortgage CITY OF WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	20092010002049
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1824 CORNWALL AVE, WATERLOO, IA 50702-2602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005303
Date	Sep 28, 2018
Instrument	201900005303

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2028

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1824 CORNWALL AVE, WATERLOO, IA 50702-2602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400003414
Date	Sep 7, 2023
Instrument	202400003414

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1824 CORNWALL AVE, WATERLOO, IA 50702-2602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500003121
Date	Aug 19, 2014
Instrument	201500003121

Lender

Name	CITY OF WATERLOO
Type	Government Agency
Address	WATERLOO, IA 50702

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 Homeowner's exemption	$146,290 (+7.44%) Land $25,300 Building $120,990	$146,290 (+7.44%) Land $25,300 Building $120,990
2024	$2,732.00 (+18.99%)
2023		$136,160 (+20.09%) Land $25,300 Building $110,860	$136,160 (+20.09%) Land $25,300 Building $110,860
2022	$2,296.00 Homeowner's exemption	$113,380 Land $25,300 Building $88,080
2021			$113,380 Land $25,300 Building $88,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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