1825 Watson Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 1825 Watson Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,484 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-34-4007-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-34-4007-000`

Interior

Full Baths	2 Baths
Building Area	2,484 sqft Living Area
1st Floor Area	2,119 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	470 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1825 WATSON RD
City	HEMLOCK
State	MI
Zip	48626-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 1/2 OF W 20 ACRES OF S 60 ACRES OF SE 1/4 -- 10 ACRES SEC 34 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	34
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3008
Census Tract	12100

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1825 WATSON RD, HEMLOCK, MI 48626-8742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 2, 2025
Transfer Doc	0000028587
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Dec 11, 2025
Property Address	1825 WATSON RD, HEMLOCK, MI 48626-8742
Document Number	0000028587
Instrument Date	Dec 2, 2025
Instrument	2025028587
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 WATSON RD, HEMLOCK, MI 48626-8742

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1825 WATSON RD, HEMLOCK, MI 48626-8742
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 WATSON RD, HEMLOCK, MI 48626-8742

Mortgage

Document Number	2021026894
Date	Aug 13, 2021
Instrument	2021026894

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 25, 2017
Property Address	1825 WATSON RD, HEMLOCK, MI 48626-8742
Document Number	0000014129
Instrument Date	Apr 25, 2017
Instrument	14129
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1825 WATSON RD HEMLOCK MI 486268742, HEMLOCK, MI 48626-8742

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,800 (+11.41%)	$429,600 (+11.41%)
2025	$1,482.00 (-71.87%) Homeowner's exemption	$192,800 (+19.01%)	$385,600 (+19.01%)
2024	$5,269.00 (+15.65%)
2023		$162,000	$324,000
2022	$4,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

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